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This information is provided by ...
The Colorado Housing Counseling Coalition
(CHCC)
Promoting Financial Education to Prevent Predatory Lending
Helping to Stop Foreclosure or Assisting with Loss Mitigation
Helping First-Time Home Buyers |
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| 1-877-601-4673 |
Foreclosure Prevention Counseling
If you are having difficulty in making your mortgage payments, we recommend the following:
- Call your lender to negotiate arrangements to avoid further delinquency.
- Consider all financial resources to draw from to make next month's payment, i.e. - 401K hardship withdrawal, part-time job.
- Read all your mail from your lender.
- Contact a local HUD-approved counseling agency to discuss all your options and how foreclosure process works.
HUD-Approved Counseling Agency Services
You can meet one-on-one with a counselor to discuss the cause of their delinquency, budget, options to avoid foreclosure, the
foreclosure process, and to design an "action plan." The counselor, in some circumstances, can assist in working with your
lender or any other party in solving the mortgage delinquency. You should be prepared to provide recent correspondence from the
lender, income and debt information, and any other information relevant to delinquency of the mortgage.
How to Make an Appointment
To schedule an appointment, contact one of the following agencies. Agencies are listed in geographical order. Start your contact
research with organizations or groups that are closest to your location:
Boulder
Boulder County Housing Counseling Program
3482 North Broadway, Boulder, CO 80304
Services: Boulder County Housing Counseling Program offers comprehensive housing counseling in the areas of pre-purchase,
default/foreclosure prevention, credit repair/budgeting and reverse mortgage (HECM) counseling. The Program also offers a monthly
CHFA-certified homeownership education course and quarterly financial management education course. Boulder County Housing Authority
is a HUD-approved counseling agency and has been providing comprehensive housing counseling services for more than 20 years. Spanish
interpretation provided for the classes upon request and for one-on-one appointments.
Main Number: 720-564-2279
www.co.boulder.co.us/cs/ho/counseling/index.htm
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Colorado Spring / Southern Colorado
Consumer Credit Counseling Service of Pueblo
200 W 1st St, Suite 203, Pueblo, CO 81003
Services: Consumer Credit Counseling Service of Southern Colorado provides advice, assistance, education, and counseling in
areas such as first-time home buyers issues, foreclosure prevention, rental delinquency, and reverse equity mortgages.
Main Number: 719-542-6620 Toll-Free 888-218-5741
www.cccs.net
Consumer Credit Counseling Service of Southern Colorado
1233 Lake Plaza Drive, Suite A, Colorado Springs, CO 80906-3555
Services: Consumer Credit Counseling Service of Southern Colorado provides advice, assistance, education, and counseling in
areas such as first-time home buyers issues, foreclosure prevention, rental delinquency, and reverse equity mortgages.
Main Number: 719-576-0909 Toll-Free 800-798-3328
First-Time Home Buyers Registration Line - 719-576-0909 ext 222
www.cccs.net
Consumer Credit Counseling Service of Southern Colorado
5265 North Academy Blvd, Suite 100, Colorado Springs, CO 80918
Services: Consumer Credit Counseling Service of Southern Colorado provides advice, assistance, education, and counseling in
areas such as first-time home buyers issues, foreclosure prevention, rental delinquency, and reverse equity mortgages.
Main Number: 719-598-2227
www.cccs.net
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Denver Metro Area
Adams County Housing Authority (A.C.H.A.)
7190 Colorado Blvd., - 6th Floor, Commerce City, CO 80022
Services: A.C.H.A. participates in federally funded programs to assist people to become homeowners and prevent foreclosure
and/or eviction. Utility assistance is also available periodically. Our mission is to assist and support the members of the
community in fulfilling their housing needs. HECM training also available.
Main Number: 303-227-2075
www.AdamsCountyHousing.com
Brothers Redevelopment, Inc. (BRI)
2250 Eaton Street, Suite B, Denver, CO 80033
Services: Brothers Redevelopment (BRI) is a private non-profit organization providing housing services including
comprehensive housing counseling and education. BRI is certified by HUD as a Comprehensive Housing Counseling Agency and has been
providing housing counseling since 1986.
Main Number: 303-202-6340 Toll-Free 800-258-1274
www.briathome.org
City of Aurora - Home Ownership Assistance Program (HOAP)
9898 E. Colfax Ave., Aurora, CO 80010
Services: We provide home ownership assistance to anyone looking to purchase a property in the city of Aurora that meets
income level requirements. We offer comprehensive reverse mortgage counseling and default counseling. Visit our website and follow
the links: Community -> Community Development -> Counseling Services.
Main Number: 303-739-7900
www.AuroraGov.org
Colorado Housing Assistance Corporation (CHAC)
670 Santa Fe Dr, Denver, CO 80204
Services: Foreclosure prevention (City and County of Denver only) - CHAC offers flexible loans to eligible homeowners in the
City and County of Denver to catch up on past due mortgage payments or to bring real estate taxes current, A HUD Certified Housing
Counseling Agency must refer homeowners in need of these services to CHAC.
Main Number: 303-572-9445
For class information and registration call 303-572-9445, ext. 12
www.ColoradoHousingAssistance.org
Consumer Credit Counseling Service of Greater Denver
10375 E. Harvard Avenue, Suite 300, Denver, CO 80231
Services: Housing counseling services provided are foreclosure prevention, pre-purchase, refinancing, predatory lending
concerns and homebuyer workshops. Spanish services are available for foreclosure prevention counseling.
Main Number: 303-632-2100 Toll-Free 800-224-9885
www.CCCSDenver.com
Del Norte NDC - Mercedes Fuentes, Homeownership Counselor
2926 Zuni St., Suite 202, Denver, CO 80211
Services: Del Norte NDC provides foreclosure prevention counseling,
homebuyer education and financial fitness classes for consumer education.
303-477-4774
Email: mfuentes@delnortendc.org
www.DelNorteNDC.org
Douglas County Housing Partnership
9350 Heritage Hills Circle, Lone Tree, CO 80124
Services:
Main Number: 303-784-7857
www.DouglasCountyHousingPartnership.org
Northeast Denver Housing Center
1735 Gaylord Street, Denver, CO 80206
Services: Counseling offered includes foreclosure prevention, new homeownership and reverse equity. Design and Development -
real estate developer involved in production of affordable and economical projects throughout the community.
Main Number: 303-377-3334
www.NEDenverHousing.org
Southwest Improvement Council - SWIC
1000 S. Lowell Blvd., Denver, CO 80219
Services: SWIC will help you get and keep affordable housing. We have
down payment assistance, housing counseling of all types, and help
with financial management (budgets and debt reduction counseling).
Many other services including food, clothing, hot lunch for seniors,
recreation and education for children, and health promotion programs
for adults.
Main Number: 303-934-2181 Fax: 303-934-0035
www.swic-denver.org
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Fort Collins / Northern Colorado
Neighbor to Neighbor
424 Pine Street, #203, Fort Collins, CO 80524
565 No. Cleveland, Loveland, CO 80537
Services: Neighbor to Neighbor provides HUD Certified housing counseling along all points of the housing continuum from the
homeless to home ownership to reverse mortgages for older adults. Special focus on first-time home buyer classes, foreclosure
prevention, and reverse mortgages.
Main Fort Collins Number: 970-484-7498
Main Loveland Number: 970-663-4163
Consumer Credit Counseling Service of Northern Colorado and SE Wyoming
1247 Riverside Ave, Fort Collins, CO 80524
Services: Non-profit agency whose mission is to improve the well-being of families and individuals by helping prevent and
resolve financial problems and learn money management skills. We have housing services offered regarding purchasing a home,
homebuyer classes, avoiding foreclosure, reverse mortgage for senior citizens, and credit report reviews.
Main Number: 970-229-0695 Toll-Free 800-424-2227
For appointment and workshop information call 800-424-2227 ext 300 or 970-229-0695 ext. 300
www.cccsnc.org
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Statewide
Brothers Redevelopment, Inc. (BRI)
Note that this group serves the entire state of Colorado
2250 Eaton Street, Suite B, Denver, CO 80214-1210
Services: Brothers Redevelopment (BRI) is a private non-profit organization providing housing services including
comprehensive housing counseling and education. BRI is certified by HUD as a Comprehensive Housing Counseling Agency and has been
providing housing counseling since 1986.
Main Number: 303-202-6340 Toll-Free 800-258-1274
www.briathome.org
Consumer Credit Counseling Service of Greater Denver
Note that this group serves the entire state of Colorado
10375 E. Harvard Avenue, Suite 300, Denver, CO 80231
Services: Housing counseling services provided are foreclosure prevention, pre-purchase, refinancing, predatory lending
concerns and homebuyer workshops. Spanish services are available for foreclosure prevention counseling.
Main Number: 303-632-2100 Toll-Free 800-224-9885
www.CCCSDenver.com
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Western Colorado
Consumer Credit Counseling Service - Grand Junction
225 N 5th St, Suite 11, Grand Junction, CO 81501
Services: Consumer Credit Counseling Service of Grand Junction provides advice, assistance, education, and counseling in
areas such as debt management, CHFA first-time home buyer programs, foreclosure prevention, and default housing counseling.
Main Number: 970-242-2000 Toll-Free 800-224-9885
www.cccsDenver.net
Grand Valley Housing Initiatives
1011 N. 10th St., Grand Junction, CO 81501
Services: GVHI Provides pre purchase counseling, homebuyer education, loss mitigation/preforeclosure counseling, budgeting and
credit counseling.
Main Number: 970-245-0388
www.GVHI.org |